Learning curve stuff. Making the opaque understandable. I asked, and got a comprehensible answer.
BCBS rates are based on age (not pre-existing conditions). XX pays 50% of Employee only portion of monthly premium (employee pays 100% of Spouse/Dependent coverage). Your monthly premium currently is $1238.00. Your payroll deductions are $527.25/pay period. XX pays $91.75/pay period for your coverage.
Your rate increases December 1st (due to birthday/new age bracket). New monthly premium will be $1297.00. Your portion will be $542.00/pay period (XX will pay $106.50/pay period).
We do not yet have 2014 rates available…we hope to have that in the next few weeks.
Please let me know if you have any further questions.